Fractional and Virtual CFO Services

A virtual or fractional CFO provides senior financial leadership without a full-time hire. That usually means cash-flow forecasting, budgeting, KPI tracking, financial analysis, investor and lender reporting, and helping leadership weigh decisions such as hiring, pricing, or financing. Porter Accounting LLC also oversees the close and GAAP reporting when needed, so CFO recommendations rest on accurate numbers.

Porter Accounting LLC’s fractional CFO services include cash-flow forecasting, detailed budgeting, KPI tracking, financial analysis, and financial strategy tailored to business goals. Engagements can also include controller-level close oversight, GAAP financial statements, ASC 606 revenue recognition, investor reporting, and audit or due diligence preparation, depending on what the business needs at its stage.

Fractional CFO services suit growing businesses that need experienced financial leadership but not a full-time CFO. Common situations include raising capital, preparing for a bank loan, planning a large hire or expansion, implementing a new ERP, facing an audit, or managing complex revenue such as SaaS subscriptions or long-term contracts. The support scales up or down as needs change.

A bookkeeper records and reconciles transactions. A controller reviews that work, runs the close, and produces GAAP statements. A fractional CFO uses those statements to forecast, budget, and guide strategy. Bookkeeping is the foundation, not the ceiling: Porter Accounting LLC offers all three, so a business can move from accurate records to controller-level reporting and CFO insight with one team.

Yes. Cash-flow forecasting and budgeting are core to Porter Accounting LLC’s fractional CFO offering. Forecasts are built from your closed actuals, updated as results come in, and used to anticipate cash needs, manage spending, and evaluate growth plans. They are tailored to your business model rather than delivered as a generic template.

Yes. Fractional CFO support improves how results are interpreted and presented, through KPI tracking, analysis, and investor or lender reporting. For the underlying statements, Porter Accounting LLC provides GAAP financial statement preparation and controller services, including close oversight, accrual adjustments, and financial data review, so outside readers see consistent, supportable numbers.

Yes. Porter Accounting LLC provides virtual CFO services across the United States, meeting with leadership by video and working in your accounting and reporting tools. In-person meetings are available by appointment in the firm’s listed service areas, including San Francisco.

Fractional CFO services start at $150 per hour. Controller services start at $100 per hour, and the Advanced Monthly Plan, which includes close oversight, financial analysis, budget tracking, and audit prep, starts at $2,100 per month. Financial strategy projects, ASC 606 work, and one-time audit preparation receive custom quotes based on scope.

A fractional CFO fits when you need forecasting, planning, and strategic input regularly but not every day, often before a financing round, a major expansion, or a shift in business model. It gives leadership senior-level guidance at a cost tied to the hours used. Many companies move to a full-time CFO only once the finance function and board demands require daily leadership.

Yes. Porter Accounting LLC helps companies get audit- and diligence-ready by cleaning up the close, reconciling accounts, preparing GAAP statements and supporting schedules, and organizing responses to auditor or investor requests. Porter is not an audit firm and does not issue audit opinions; the work prepares you to work efficiently with your external auditor or CPA.

When revenue is complex, yes. For SaaS, subscription, construction, and multi-element contracts, ASC 606 determines when revenue is recognized and how deferred revenue is tracked. Porter Accounting LLC can set up the schedules and policies, and the CFO view then uses recognized revenue and bookings together for forecasting and KPI reporting.

It depends on the business. Common examples include gross margin, cash runway, burn rate, days sales outstanding, budget-to-actual variance, and revenue by product or customer. SaaS companies often add recurring revenue, churn, and deferred revenue trends. Porter Accounting LLC selects KPIs that match your goals and ties them back to closed, GAAP-basis numbers.